A better way to borrow and invest.
Grade Rate Effective Rate
AA % %
A % %
B % %
C % %
D % %
3 years loan: Effective Rate 5.36% - 16.74%

Apply Loan
Average ROI on AQUSH 3 years loan = 7.07%
Sign Up

Fair rates for credit-worthy borrowers and a new asset class for smart investors in Japan

ExCo's mission is to leverage innovation and international best practices to pioneer new "social" financial services. Our goal is to bring transparency and choice to markets and assets that previously were illiquid, opaque and tightly controlled, by empowering people to legally and securely deal directly with each other.

ExCo was selected as one of “100 SMEs to save Japan” by Newsweek Japan.

ExCo Team

Russell Cummer Russell Cummer:
Russell was a trader and principal investor on the Asia Credit and Convertibles Trading desk at Goldman Sachs in Tokyo.
Shuku Tanizaki Shuku Tanizaki:
Tanizaki was a structured finance and securitization professional at Mizuho Securities. She has a background in both law and accounting.
Tatsunori Sawada Tatsunori Sawada:
Sawada spent more than 20 years at Mitsui Bank and retired as the GM of the Kasumigaseki Branch.