Paidy covers over 100 million Japanese consumers for real-time online payments
By combining BigData Streaming and Machine Learning with years of successful risk analysis experience, Paidy has developed the largest cardless, real-time payment network in Japan.
Paidy aggregates the most popular non-credit card payments into a single, real-time, 100% guaranteed payment network available to all qualifying consumers.
Our developer-friendly API and Paidy Check-Out let our merchant partners focus on building great online shopping experiences, without the complex management of multiple payment methods and providers.More >>
AQUSH is Japan’s leading peer-to-peer consumer loan service
Operating since 2009, AQUSH has served thousands of creditworthy borrowers with loans at competitive interest rates. For investors, AQUSH unlocks the consumer loan market as an asset class.
Using proprietary technology to mitigate risk, the default rate at AQUSH is orders of magnitude better than the industry average.More >>
We turn visitors into buyers, with Paidy
Russell Cummer, Founder & Executive Chairman
At ExCo we are focused on converting visitors into buyers, with Paidy
We believe that a superior online payment experience that gives consumers peace of mind and is easy to use can significantly increase conversion and sales.
Our investors include Recruit Strategic Partners, CyberAgent Ventures, Arbor Ventures, SIG Asia and 500 Startups.
Paidy Check-Out delights consumers and boosts conversion
Founder & Executive Chairman
Russell was a trader and principal investor on the Asia Credit and Convertibles Trading desk at Goldman Sachs in Tokyo.
President & CEO
Riku lead consumer finance business strategy across Shinsei Bank group as the Managing Executive Director of Shinsei Bank, and managed personal loan business as the CEO of Shinsei Financial. Riku earned an MBA/MS from Columbia University, and a BLA from the University of Tokyo.
Lee Smith worked in the mobile communications industry before founding Nozara, a Singapore-based internet investment firm in 2003.
We are constantly looking for talented people to join our company.
To see all current positions please follow the link below or approach us via the contact form on the bottom of this site.See job offers
|Address||WeWork Nogizaka 3F, 1-24-3,
Minamiaoyama, Minato-ku, Tokyo 107-0062, Japan
|Financial Instruments Registration||関東財務局長 (金商) 第2149号|
|Approved Credit Bureau Membership||株式会社日本信用情報機構
|Approved Investor Protection Organization Membership||証券・金融商品あっせん相談センター|
|Approved Dispute Resolution Organization in Money Lending Business||日本貸金業協会 貸金業相談・紛争解決センター
|Measures to Solve Claims and Disputes in Financial Instruments Exchange Businesses||証券・金融商品あっせん相談センターの利用
|Capital (including capital reserve)||JPY 5,930,000,000 (as of December 7, 2018)|
|Founder & Executive Chairman||Russell Cummer|
|President & CEO||Riku Sugie|