AQUSH.JP is Japan’s first peer-to-peer exchange for consumer loans
AQUSH is the first service of it’s kind in Japan: an online exchange for consumer loans that provides risk based pricing for loans to credit-worthy borrowers, based on their credit worthiness and real-time investor demand.
For smart investors who are tired of the paltry interest that are earning on their bank savings and who are dissatisfied with the foreign exchange risk of FX-linked deposits, MMFs or Uridashi bonds, investing in AQUSH loans can add attractive yields and diversification to their asset portfolio.
Since launching in December of 2009, AQUSH has saved borrowers an average of more than 9.2% versus major lenders. Similarly for investors, AQUSH has produced an average ROI on loan investments of more than 7.2%, after fees.
Customers Voice
Investor: 20s Male, Years of investment experience: Less than 5 years
"I would like to help fund borrowers’ dreams and future through AQUSH."
"I am interested in how AQUSH connects borrowers and lenders. I started using AQUSH because I can choose my own attractive interest rate and I can start investing from a small amount of money, 50,000 yen. Also, the AQUSH website is easy to understand and I can see that AQUSH carefully screens borrowers so that I can invest my money with peace of mind. I can check my portfolio and outstanding balance all the time on the MyAQUSH page, which is accessible and viewed like other internet securities companies. I think people who are depositing money in the bank at low interest rates could be interested in investing at AQUSH. If we deposit money in the bank, we can not help people, so let’s revitalize the Japanese economy through AQUSH."
Investor: 30s Male, Years of investment experience: More than 5 years
"AQUSH carefully screens borrowers."
"Various internet services have been born due to the wide availability of the internet. Social Lending is the one of the internet services that would not have appeared without internet. I started using AQUSH for diversification of my investments. In Japan, there are two companies that provide this type of service. AQUSH carefully screens their borrowers, so I chose AQUSH. I project my return will be about 7%. I am expecting that AQUSH loan volume will be greatly expanded in near the future."
Borrower: 30s Male, Purpose of loan: Car Parts & Upgrades
"An unexpected discovery was learning about my credit position from my AQUSH grade."
"I felt a little uneasy at first because there is no physical branch for AQUSH, but I wanted to borrow some money and experience what is Social Lending so I applied to AQUSH. An unexpected discovery was learning about my credit position from my AQUSH grade. I think it would be interesting to exchange instant messages anonymously so I could thank investors for my loan."
Borrower: 40s Male, Purpose of loan: Education fees
"My AQUSH interest rate is 7% lower when I compared it to other companies."
"I was uncertain about connecting people who borrow money and people who have extra money but I returned to the AQUSH website several times and after registering as an AQUSH member I noticed that security of AQUSH is high and customer service is prompt, showing reliability. My AQUSH interest rate is 7% lower when I compared it to other companies. You can check the status of current loans anywhere and at any time, and have the ability to see information about the market for borrowers and investors. My AQUSH loan let me save face for my children. Thank you very much."
About AQUSH Name and Logo
AQUSH is pronounced “AKUSHU”, which is the word for “handshake” in Japanese. The handshake of AQUSH symbolizes the human connection between borrowers and investors and their agreement to deal with one another. The “H” in the AQUSH logo also shows this connection. |
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